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My wife got a call from afni regarding a bill that they said was from Verizon that was dated several months after we moved from where that phone service was. When my wife told the woman to send her a detailed validation she was told that all the law required was the total. Well thanks to this site my wife knows better. Then she wanted my wife to go to a "grocery store" to receive a fax. Yeah right.
I went on line and look what I found. Holey Moley!
Check out this link about them.
budhibbs.com/debtcollectorpages/AFNI.htm or go to budhibbs.com and click on the list of agencies to avoid. This bunch is one oh the worst.
Big junk debt scam. It was no coincidence that they tried to change the date. Statute of limitations had run out on this in a few months ago if she owes it at all. I am getting tired of sending validation letters to afni collections but here we go again.
Beware of the AFNI Inc scam! This is a huge scam by a company that apparently is trying to climb out of thier own financial mess!

Posted: Fri Jun 15, 2007 2:23 pm Subject: afni inc is a crook

The word needs to get out.

Unfortunately, there are many illegal companies like afni collections in the list. Even if one of them is shut down, it will be a big relief to many people dealing with such crooks.

Be aware of your consumer rights. The collectors will try to intimidate you into paying more, without giving any documentation of your account. You have the laws in your favor.

Got rid of debt

Verizone often hires afni collections for collection purposes. It has become their habit to harass people on old and statute of limitation expired debts. Many a times afni call for a debt which you never had. It is preposterous.

When a debt has passed its SOL then no collection agency has the right to harass you. I.e. no collection agency can neither force you to pay the debt nor file any legal action against you.

Send them debt validation letter until and unless they give full information. Best of Luck buddy... Smile

Guest · Posted: Sun Aug 03, 2008 10:40 pm Subject: afni inc collection agency is stupid

I think you should send second validation letter and mention in it that you don't want verification but validation of the debt. Information provided by AFNI must come from Verizone and not afni inc. Make it sure that you are sending the letter through a certified mail return receipt requested.

Guest · Posted: Sun Aug 03, 2008 11:14 pm Subject: afni - contact details

contact details of afni inc :-

404 Brock Drive, Bloomington, IL 61702

Phone Number: - (877) 403-0670

Fax : - (309) 828-0931

Websites: - afniupsourcing.com , afnicollections.com

DBA names of afni collections are: -
Additional DBA Names
AFNI, Afni/Bloom, Anderson Fin Network, Anderson Financial Network, Anderson Financial Network Inc

Its other addresses are: -

P.O. Box 3097, Bloomington, IL 61702

P.O. Box 3427, Bloomington, IL 61702

You can also call them at: - (866) 425-1601

connecticut · Posted: Sun Aug 31, 2008 4:13 pm Subject: Is AFNI a licensed debt collector?

also depending on what state you live in check to see if anfi is a licensed debt collectior if they are not you will have an easy time in court sueing them

Posted: Sun Aug 31, 2008 9:20 pm Subject: AFNI INC

Actually, a consumer does not have a private right of action to sue a collection agency (like Afni) for not having the proper state license. Only the state can file.

confusedinsd · Posted: Sun Sep 28, 2008 8:37 pm Subject: collection letter from afni

I received a collection letter from afni a month ago claiming that I owe for a landline phone bill. The problem I have is that the debt was accrued early 2002, and i wasn't 18 yet. I obviously didn't open that phone acct due to the fact that I was a minor. I have never received any correspondence from the phone company in all this time regarding this matter and it has been 6 years. And now i receive a letter requesting the debt be paid. I called afni to find out when this debt had occured, and when the guy found out that I wasn't 18 at the time, he was quick to try and get me to pay him by check or card. They also stated that this hadn't been reported to my credit yet, and wouldn't be if I got this matter taken care of. I have not sent any money or given any banking info to these folks.

Can they do anything after 6 years and considering the fact that I was not 18 at the time?

Guest · Posted: Mon Sep 29, 2008 12:00 am Subject: afni collections?

Don't send them any money, send AFNI INC a DV letter instead. I would try to find what phone company they are collecting for and call to find out who opened the account in your name. There may be some ID theft going on here.

Posted: Mon Sep 29, 2008 5:59 am Subject: afni inc

Actually minors can enter into contracts , especially for necesseties which I believe a phone is . Once they reach the age of majority, the contract can be set aside but if you fail to do so, you can be held legally responsible.

Posted: Tue Nov 11, 2008 10:53 am Subject: Is AFNI Anderson Financial Network???

Is this the same company as Anderson Financial Network???
I have been watching my credit reports and I noticied that this company just recently reported on my credit file for an outstanding debt they say I hade with nextel.

That's AFNI

AFNI Cingular harassed

AFNI Inc is harassing the shit outta me and asking for a statute of limitations expired Cingular debt. Is there any way to kick their butt?

Posted: Fri Nov 14, 2008 6:12 am Subject:

If this is past SOL, then they have no legal teeth to collect. They still have the right to ask and you have the right to send a full Cease Comm FOAD letter to them.

smarty girl · Posted: Tue Nov 18, 2008 5:00 pm Subject: Afni idiots

I received the same letter regarding a t-mobile bill. I am a business owner...a collection agency..go figure. Just wante to pass along a little info. In most cases the debt is out of statute but, if you pay even a penny the debt renews itself...so don't pay! Simply send them a cease and desist letter and send it certified. If they contact you again after receiving the letter you now have the right to sue. Good luck

texilgram · Posted: Sat Nov 22, 2008 1:24 am Subject: Anfi

I also just received an Anfi letter about a $3140.00 bill from t-mobile on an account I've never had. Researching and reading the entries here has really helped guide me to what action to take. Two questions: 1) do I skip sending a request for validation letter and go directly to a Cease and Desist letter? It seems unnecessary to request validation for an account I've never contracted for but I want to make sure I do everything correctly so these a**holes won't continue to make trouble and possibly put a black mark on my present excellent credit record. 2) Do I also send a copy of any correspondence to governmental agencies, and if so, who should be included?

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AFNI Inc collections is bugging me - Can I stop them?

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